- 1 What is Perfect Money?
- 2 Pros & cons of Perfect Money wallet
- 3 Instructions for installing & registering Perfect Money wallet account
- 4 Instructions for using Perfect Money wallet
- 4.1 How to create a wallet on Perfect Money
- 4.2 How to deposit money into Perfect Money via bank account
- 4.3 How to transfer payment or withdraw money on Perfect Money
- 4.4 How to withdraw money from Perfect Money to cash
- 4.5 How to exchange / convert currencies on Perfect Money
- 4.6 How to verify your Perfect Money account
- 5 Frequently asked questions about Perfect Money wallet
- 5.1 What currencies and fiat currencies does Perfect Money wallet support?
- 5.2 Does Perfect Money wallet support gold?
- 5.3 Is using Perfect Money wallet costly?
- 5.4 What does Perfect Money account verification do?
- 5.5 What is the transaction fee on Perfect Money wallet?
- 5.6 Is Perfect Money wallet in Vietnamese?
- 5.7 Is Perfect Money a scam?
- 5.8 Is Perfect Money wallet secure?
- 5.9 Can I use Perfect Money wallet on my phone?
- 5.10 Where to contact Perfect Money support?
- 6 summary
- 7 Jade Vo
What is Perfect Money?
Today, I am coming back to an equally popular type of electronic wallet, that is Perfect Money.
Perfect Money wallet definition
Perfect Money wallet is an electronic wallet that provides management, money transfer and payment services.
You may think it is similar to Vietnam's MoMo wallet, but the international version is more.
Refer to the article: What is MOMO wallet? All about MOMO wallet
The functions of Perfect Money wallet
- Deposit & Withdraw money.
- Transfer money between Perfect Money users.
- Bank Transfer & Payment service.
- Save money and get monthly interest.
- Buy Bitcoin, gold, USD, Euro.
Pros & cons of Perfect Money wallet
Advantages of Perfect Money wallet
- High level of security: Always ask you to enter the PIN sent via email every time you log in at a new IP.
- Deposits and withdrawals in Vietnamese currency are fast, easy and cost effective, through Perfect Money's Certified Partners network.
- Transfer money between Perfect Money members quickly.
- Quick conversion between USD, EUR, gold, Bitcoin.
- There is interest when you store money in the account, interest rate of 4% / year (maximum 500 USD / month).
- API integration options available.
- Attractive rates.
Cons of Perfect Money wallet
- The interface design is quite old and the user experience is not yet friendly.
- Not integrated with many payment services.
Instructions for installing & registering Perfect Money wallet account
Here, I will guide you how to install and create Perfect Money wallet on the website: https://perfectmoney.is/
Step 1: Access website https://perfectmoney.is/ and select "Register".
Step 2: Complete the required information. Items marked with an asterisk (*) are required. Then, tick to agree with the terms & conditions.
Step 3: Get Member ID sent to your email.
Step 4: Log in with the provided Member ID and password that you set earlier
After logging into your account, the main interface of Perfect Money you see is as follows:
Perfect Money has supported Vietnamese. You can choose the right corner of the screen!
So you have completed the installation and registration of Perfect Money account.
In addition, if you want you can also use Perfect Money wallet on your phone by downloading through the App Store and Google Play application platforms.
However, I personally find using on the website more convenient and more functional.
Instructions for using Perfect Money wallet
How to create a wallet on Perfect Money
When registering successfully for Perfect Money wallet, you will have three default wallets for gold, USD and Euro.
I will show you how to create a Bitcoin wallet as an example!
Step 1: In the "My Account" section, select "Add account".
Step 2: In the BTC section, select "Create new BTC wallet".
Step 3: Tick choose confirm create and select "Add wallet".
So you have created a new BTC wallet successfully.
note: With each Perfect Money account, you can create up to three wallets for each type of asset: Bitcoin, USD, EUR and gold.
How to deposit money into Perfect Money via bank account
To deposit money into Perfect Money account, you have the following options:
- Bank transfer: The minimum amount is USD 300.
- Cash deposit: Currently not available in Vietnam.
- Through certified partners.
- And some methods such as Redeeming credit, E-voucher I find not too popular if you have just started to use Perfect Money.
Within the scope of this article, I will show you how to make a deposit through Perfect Money Certified Partners.
For Vietnamese users, some reputable Perfect Money partners that you can use are:
You can view all Certified Partners by going to the "Deposit" tab -> "Certified Partners".
Here, I will guide you how to deposit money into Perfect Money wallet through a Certified Partner: https://autopaypm.com/.
If you are using Perfect Money for the first time, through this method, you only need to have a bank card of Vietcombank, Vietinbank or Achaubank to be able to deposit money into Perfect Money.
Step 1: Visit website https://autopaypm.com/.
Step 2: You go to the "Verify" section on the website and follow the instructions to verify your bank account.
- If this is your first time using AutoPayPM and you have not verified your bank account, you will need to perform this verification step.
- Please note that in order to verify your bank account on AutoPayPM, it will take you from 1 hour (50,000 VND to the designated account) to 24 hours (10,000 VND to the designated account).
- You should choose to choose depending on your needs. This amount was later refunded to you very quickly so you can rest assured.
Step 3: After the bank account is verified successfully, go back to the "Transactions" section, select and enter the information that suits your needs, specifically:
In the "I Have" section, select the type of bank account you have.
In the "I want" section, select "Perfect Money".
Enter the information including: The amount you want to deposit, bank account, account received at Perfect Money.
Account received in Perfect Money, you get at the "My Account". Copy the account number corresponding to the currency you want to deposit.
After entering all information and clicking transaction, the system will display the transfer information for you.
Step 4: Transfer the exact amount and content as required, within 10 minutes.
note: This part you do not have to pay money to load money into Perfect Money, just the default transfer fee of the bank only.
So you have successfully deposited money into Perfect Money through Vietcombank bank cards, using their Certified Partner AutoPayPM.
Pretty fast and simple, isn't it?
How to transfer payment or withdraw money on Perfect Money
To withdraw money on Perfect Money, you operate as follows:
Step 1: Select the "Deposit" Tab and select the appropriate payment / remittance method.
You will see there are three forms:
- Full payment.
- Payment to Email: you only need to enter the recipient's email to transfer money. If the recipient does not have a Perfect Money account, via email, they will be instructed to register and control the amount received.
- Payment to mobile: Transfer money to the phone number and the recipient will receive an E-voucher to receive money when deposited into their account.
- Recurring payments: Helps you pay a recurring payment to the designated account number.
I will choose the method of one-time payment as an example to guide you.
Step 2: Fill out the remittance information including amount, receiving account, remittance notes (if any).
- You can also choose to add this person to the beneficiary list to facilitate the next transfer, similar to bank transfer.
- Then select "Preview payment".
Step 3: Check that the money transfer information is correct and select "Deposit".
note: Transaction fee for this withdrawal is 0.5% (verified account) - 1.99% (unverified account), please calculate a reasonable transfer!
So you have successfully transferred the payment or withdrawn money from your account.
How to withdraw money from Perfect Money to cash
To withdraw money from Perfect Money, you only need to do the opposite of the deposit method you have guided above - through a Certified Partner.
Step 1: Access website https://autopaypm.com/ or the other Certified Partners that I mentioned above of Pefect Money.
Step 2: Fill out the information, including:
- For "I have", select "Perfect Money".
- For "I want", select the bank you have.
- Enter the amount of money you want to transfer, bank account number, phone number.
- Then select "Create transaction".
Step 3: Choose payment method, here I choose to pay with Perfect Money wallet. Then select "Make Payment".
You note, basically, the withdrawal of money from Perfect Money you are conducting money transfer from Perfect Money to Certified Partner.
When receiving the money, this Certified Partner will transfer Vietnamese money to your bank account.
Step 4: Log back into your account and select "Preview Payment".
Step 5: Check the information, select the Perfect Money wallet you want to withdraw and select "Confirm Payment".
note: Withdrawal fee to this bank account is from 0.5% (verified accounts) - 1.99% (unverified accounts) so you calculate the amount to withdraw appropriately offline!
Wait a few seconds for the system to perform the transfer to your bank is done.
How to exchange / convert currencies on Perfect Money
Perfect Money helps you convert between USD, EUR and Gold.
You make the conversion by selecting the tab "Currency Exchange" and filling in the required items including the amount, the conversion pair, the account.
How to verify your Perfect Money account
Once your account is verified, you can use Perfect Money's more advanced services.
Moreover, the applicable fee is reduced in some cases. For example, internal transfer fees for verified and unverified accounts are 0.5% and 1.99% respectively.
Besides, if the account has been authenticated, during the transaction, you will be much more trusted.
For successful account verification, you need to pass three verification steps including:
- Authentication Name: by identification such as passport, driver's license.
- Authentication Address: by service invoice with your name and residence.
- Verify Phone Number.
You access tab "Settings" -> "Account Verification" -> select "Verify Management". Here, you verify the name and address, if successful then continue to verify the phone number phone.
After you upload the proof images, the results will be returned to your email within a few hours to a day. If it fails, there will be reasons for you to correct it.
Frequently asked questions about Perfect Money wallet
What currencies and fiat currencies does Perfect Money wallet support?
Currently Perfect Money wallet supports BTC, USD and EUR.
Does Perfect Money wallet support gold?
Is using Perfect Money wallet costly?
Perfect Money software and website is free.
When you deposit, withdraw, transfer or convert money on Perfect Money wallet, you will cost.
What does Perfect Money account verification do?
- Use advanced services
- Low fee
- Increase reputation when trading.
What is the transaction fee on Perfect Money wallet?
Deposit and withdrawal fees, transfer money on Perfect Money wallet quite well.
When depositing money from a bank through a Certified Partner, you pay 0% of the bank's default transaction and transfer fees.
When withdrawing money from Perfect Money to the bank, you cost 1,99% of the bank's default transaction and transfer fees.
When transferring money between Perfect Money accounts, you spend 0.5% (verified account) - 1.99% (unverified account) transaction fee.
Is Perfect Money wallet in Vietnamese?
Perfect Money now supports Vietnamese on both websites and phones.
Is Perfect Money a scam?
Perfect Money is a reputable service with a large number of users in the world, you can be assured of this.
Is Perfect Money wallet secure?
I feel secure when using Perfect Money wallet because of its security.
Every time you log in or make a transaction, you must enter the Capcha code.
Besides, every time you log in with a strange device, a new IP, Perfect Money, you are required to enter additional PINs sent by phone.
Can I use Perfect Money wallet on my phone?
OK. However, I recommend using the web version because of the higher level of usability.
Where to contact Perfect Money support?
During the use process, if you have any questions, you can contact Perfect Money support here: https://perfectmoney.com/help.html
Through the article, I showed you how to use Perfect Money - a storage option, money transfer is quite safe and effective.
Similar products to Perfect Money including WebMoney, Payeer ... Coin98 have all had tutorials. Please refer and choose the wallet that suits your needs!
If you have any questions about the article, you can leave a comment below. I and the Coin98 team will answer for you as soon as possible.
Hello and see you again in the next article!